Al -Jazeera Net Correspondents
Ramadan is the month of generosity and giving, where Muslims are encouraged to help others and show charity, which is reflected by the famous phrase “Ramadan Kareem”. But sometimes, this generosity may turn into a kind of extravagance, with the spread of luxurious banquets containing various types of foods that lead to wasting food and money.
Many families feel increasingly financial pressure during this month, due to social customs that require family and friends inviting to break breakfast, whether at home or in restaurants. These burdens increase as Eid Al -Fitr approaches, which requires additional expenses.
Expenditure management during the month of Ramadan requires a studied and responsible planning planning. Nour Al -Masry, who specializes in financial services in Jordan, confirms that “prior planning for spending and adhering to it helps in reducing extravagance, which contributes to stabilizing the financial situation of the family and prevents the extension of financial crises until after Ramadan.”
In this report, we review 7 effective strategies to save money during the blessed month.
- Preparing a detailed budget for the month of Ramadan
Start by setting a list of expected expenditures, including food costs, charitable donations such as zakat al -Fitr and alms, the wombs link, Eid gifts, and any other expenses related to the Holy Month. The clear budget helps you monitor your spending, which limits unnecessary expenses.
- Determine the basic priorities and needs
Ramadan reflects the spirit of humility and simplicity, a principle that must be applied in spending. Focus on necessities and avoid non -basic expenses, as this approach helps to control the budget and achieve financial savings.
- Planning for meals and collective determination in advance
Put a daily meals plan for suhoor and breakfast, which helps you only buy basic needs, reduce food waste, and control expenses. Also, cooking at home instead of eating abroad contributes to achieving great savings.
Nour Al -Masry stresses the importance of “planning collective resolve in advance, by identifying the lists of invitees and reducing the items presented, and preparing simple but nourishing recipes, while trying to collect family or friends in one invitation instead of organizing several separate banquets, which limits costs.”
- Early shopping from public institutions
Buy non -damaged materials before the beginning of Ramadan, especially from consumer societies or institutions that offer subsidized prices, as prices tend to rise during the holy month.
But it is necessary to avoid buying fast foods such as vegetables and fruits in large quantities to avoid waste. Al -Masry stresses “the importance of shopping after breakfast, as hunger may push a person to buy unnecessary products based on temporary desires, and not on actual needs.”
- Avoid random purchase
Adhere to your shopping menu, and avoid unplanned purchases, especially when facing promotional offers that may drive you to buy things you do not need. Reducing visits to shopping centers can help avoid unnecessary spending.
Nour Al -Masry advises to use “electronic applications and stores to reduce the temptations that a person may face during traditional shopping in the major markets and stores.”
- Take advantage of discounts and promotions
During the month of Ramadan, many stores offer special discounts on basic products. Find these offers to buy your needs at lower prices, and credit cards show programs can provide you with more savings.
- Monitor daily expenses
Track your daily spending to ensure budget adherence. This habit helps you discover the areas where you spend too much and make adjustments when needed. Also, the use of budget tracking applications makes this task easier and more efficient.
Following these strategies can help you maintain your financial stability during the month of Ramadan, which allows you to focus on spiritual aspects without great financial pressure on you and your family.
